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Financing & Title

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Your Trusted Team, Every Step of the Way

Buying or selling a home—whether it’s your first, your forever farm, or something in between—comes with a lot of moving parts. That’s why we work closely with trusted professionals who share our commitment to service, communication, and making your experience as smooth as possible. When you work with Homes and Farms Real Estate, you get more than just a great real estate team—you get access to an entire network of experts who treat your transaction like their own.

Financing: Home Loans with PRMI & Curtis Rhoten

We’re proud to partner with Curtis Rhoten of Primary Residential Mortgage, Inc. (PRMI). Curtis and his team are local mortgage experts who bring decades of experience and a neighborly approach to home financing. Whether you’re buying your first home, purchasing a farm with acreage, or exploring VA or USDA loan options, Curtis helps make the process clear and achievable. As part of a nationally recognized mortgage company, PRMI offers the backing of a big lender while keeping everything local, personal, and transparent. You’ll get great rates, excellent communication, and financing tailored to your unique goals. Why We Trust Curtis & PRMI:
  • Fast, clear loan estimates and pre-approvals
  • Honest, personalized advice—no jargon
  • Deep understanding of rural, residential, and farm loan options
  • Accessible every step of the way

Title Services: Closing Made Easy with LegacyHouse Title

Title work is one of the most important (and overlooked) parts of any real estate transaction. That’s why we work with LegacyHouse Title—a team of experienced professionals who make the closing process smooth, clear, and stress-free. With a dedicated staff of attorneys, title agents, and closers, LegacyHouse combines white-glove service with the latest technology to make sure everything is handled with care and precision. From title insurance to final signatures, they’re focused on making your closing seamless. Why We Recommend LegacyHouse Title:
  • Over 20 years of experience in real estate settlements
  • Residential & commercial title insurance across Maryland and Pennsylvania
  • Custom-tailored services to meet your timeline and needs
  • Transparent communication and responsive support

One Team. One Process. No Surprises.

We’ve built long-standing relationships with Curtis at PRMI and the team at LegacyHouse because they treat our clients like we do—with respect, care, and attention to detail. Whether you’re closing on land in Carroll County, financing a horse property in Frederick, or buying a home in York, PA, this team is here to help make your transaction a success. Have questions about getting started with financing or title work? Let us know – we’re happy to connect you with the right people, right away.

WORK WITH US

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